Insurance policy:

We disclaim any and all implied or explicit warranty claims or conditions (including without limitation implied, warranties or conditions of information and context). We will not be liable to anyone for any loss or damage that may outcome from using any of the product or information contained in any of the components on this Website. This User Agreement and any legal agreements between us and you will be governed by Indian law, with courts in New Delhi having exclusive judicial power. All disagreements will be adjudicated in New Delhi in English by a single arbitrator appointed by us in accordance with the Arbitration and Conciliation Act of 1996. Each party to the arbitration must bear its own expenditures.

Eligibility to use:

The Website is only accessible to those who can form legally binding contracts under applicable law. Persons who are "incompetent to contract" under the Indian Contract Act of 1872, including un-discharged insolvents, are not permitted to use the Website. We reserve the right, at our sole discretion, to terminate your membership and disallow you access to the Website. The Website is not accessible to individuals whose membership has been suspended or terminated by us for any reason. We make no representation that any products or services referred to in the materials on this Website are appropriate for use, or available outside India.

Limitation of Liability and Disclaimers

You must accept the risks associated with using the Website. The Website includes content from other Webpages or resources, and while we make every effort to ensure that the material on the Website is correct, reputable, and of high quality, we cannot be held liable or responsible if this is not the case. We will not be subject to liability for any mistakes or omissions, or for the consequences of using such information, or for any technical difficulties you may experience as you navigate the Website. This disclaimer does not apply to any product warranty provided by the product's manufacturer as specified in the product specifications.

The pictures or graphics given on this website are presented for purposes of general guidance only. The images were obtained from various open sources available on the internet in general (w.w.w.). We make every attempt to maintain the information up to date and accurate; however, we make no express or intimated characterizations or warranty claims about the comprehensiveness, precision, reliability, viability, or accessibility of the photographs or data, products, services, or related graphics contained on the website for any purpose. Any dependence on such information is thus entirely at your own risk.

“Every effort is made to keep the website functioning properly. However, AFN accepts no responsibility and will not be held liable if the website becomes temporarily unavailable due to technical issues beyond our control.”